Most people now rely on their smartphones and handheld tablets for almost everything, including managing their insurance policy. In fact, most top insurance companies now have a mobile app for policy holders. By making it easier for their policy holders to file claims and gather information, they attract more clients. But you might be wondering: how can an insurance smartphone application help me?
Since there is a huge chance that you won't be using smartphone application to pay your bills, how will these apps benefit you? Filing claims is one of the aspects that insurance applications can come in handy. In fact, there are mobile applications that allow you to complete the claims process. You can also use your smartphone to take photos or videos right at the accident site which is very beneficial in terms of claim management and protection against fraud. Here are some of the coolest insurance applications you should consider.
AAA Insurance App: This application is very helpful in case you get into an auto accident. This is a free mobile app that makes it easy for you to gather important information when you are involved in a car accident. All you have to do is download the AAA Insurance app and request a tow truck service using the GPS location of your phone. You can also collect information at the accident site and send an email of the accident report.
This app will also help you throughout the claims process which can help relieve some of the stress that comes with being in an auto accident. You can gather information about the following:
- The vehicles and people involved
- The damage done to your car or property
- Take photos at the accident site
According to the insurance agents at http://www.advantageinsagents.com/ , it is imperative that you take photos of the damage done to your vehicle and get the insurance number of the other driver as this will help you in filing a claim. Once you gathered these pieces of information, you can email it to your personal account, your insurance agent, or other third party.
Home Content Calculator App: There are some insurance providers with a home content calculator app. This application help you get the estimated value of your contents. Since it is very challenging to put a proper figure on what level of insurance you require to cover your home contents, this app will come in handy. It is very crucial to get a proper estimate because in the event that you need to make a claim, the insurance provider will only pay the amount you are covered for and not the actual cost of replacing any amount beyond that sum.
Kony Insurance App: This is a ready-to-run application that lets you gather information from your smartphone to speed up the claims process. This app offers convenient self-service tools, improved emergency assistance, and comprehensive plan management features. With this mobile app, you can also:
- Look up policy information which includes your personal data
- View details regarding your policy, insurance cards, and your billing account.
- View status of current claims
- Contact emergency services, such as roadside assistance
- Record details regarding the accident and email the report to your personal account
Liberty Mutual's Home Gallery App: This app is available for both iOS and Android users. This is application makes home inventory easy. Home Gallery comes in handy in case your home gets robbed or is damaged by fire. Keeping inventory will make filing insurance claims easier. With this application, you can do the following:
- Take photos of the contents of your home.
- Catalog each item by room or category
- Take note of the purchase price and date. You can also take photos of the receipts.
- You can also export the inventory list as a spreadsheet or PDF.
About The Author:
Kris Bennette has been writing professionally for more than two years. She occasionally writes about the latest smartphone apps and gadgets for online publishing.
0 comments :
Post a Comment